Use a transfer when money changes hands between you and a partner but is not a specific expense — a top-up handed over, or cash returned.

1. Press Transfer on Home, on the Ledger page, or on a partner book.

2. Choose the direction. I paid means you gave money; I received means you received it.

3. Pick the partner and enter the amount. Add a description if it helps.

4. Save. The transfer updates your balance with that partner and goes through the same approval steps as an expense.